Clients looking to obtain a mortgage. There is no point in applying for finance if you are self employed and your accounts are not up to date. An assessment of your income and liabilities is properly structured so as to meet the lenders underwriting criteria.
Clients whose tax affairs are not complete or updated on a regular basis. Clients who have multiple income streams, complicated or irregular payment structures.
The self employed will always arrange their finances to use the full benefits of the tax system and the allowances this can bring. Minimising your tax liabilities using well tried, assessed and legal means is an everyday occurrence.
However this approach has one disadvantage, proving your affordability to lenders when it comes to obtaining a mortgage, remortgage or other loan.
We work with many introducers and their clients to complete and update their accounts so as to meet any lenders criteria. Presentation of your current financial situation and updated accounts is key to obtaining the finance you require..
We have been working with lenders for many years and understand the accounting standards and criteria they require to approve finance application.
We have proven strategies developed over many years to reduce your liability for CGT and Inheritance tax. We can also help clients who have ongoing difficulties with HMRC including COP9 fraud investigations . We have a very high success rate in defending our clients interests and reducing your tax liabilities.
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