MORTGAGES & REMORTGAGES FOR THE SELF EMPLOYED

Difficult cases are our area of expertise: 

Mortgages, and remortgages for the Self Employed, Sole Traders & Businesses a much maligned group of people rejected by most High Street Lenders but who play a most important part in the UK economy. 

There is no point considering a property purchase until you have arranged the finance you require and you have in your possession a letter of acceptance from a lender. 

We can provide you with all of the required paperwork within a 24-hour period, so you do not waste your time and endure extended periods of endless frustration not knowing what the eventual outcome will be. 

We provide residential mortgage, remortgages and tax services to clients that do not fit High Street Lenders standard underwriting criteria. 

We can also assist clients whose tax affairs are not complete or updated on a regular basis, and who have multiple income streams or other complicated payment structures, who require specialist help. 

We help clients to purchase and remortgage property from £500,000 up to £50M. It does not matter if you have been self-employed or in business for one week or twenty years we will always find a lender that suits your circumstances.

We are experts in understanding how to underwrite a case to meet any lenders criteria. Most importantly we understand what the underwriters require to approve your loan. Presentation is the key and we excel in this area..

We will provide you with a decision within a 24-hour period. Our service not only includes arranging finance for our clients but also a full accountancy service.

The self-employed and businesses will always maintain their accounts to maximise the full benefits of the tax system and the allowances this may bring. Minimising any liabilities using well tried, assessed and legal means is an everyday occurrence for clients who are self-employed.

However, this approach has one disadvantage and that is proving their affordability to lenders when it comes to obtaining a mortgage or remortgage. 

We work with lenders who use their experience of how certain clients conduct their affairs and are prepared to take a realistic approach to their normal underwriting criteria.

Clients and introducers recommend our company because they trust the service we provide and the speed in which we deliver a decision that is suitable for their needs. 

Call us today and have the finance you need tomorrow.